Our Service Offerings

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INITIAL ADVICE FEES

Initial interview

An introductory consultation is provided to all new clients at our cost and with no obligation.

Preparation of a Statement of Advice

These are fees paid when you have agreed to receive our advice. We will also assist you with the administration and implementation of our advice if you decide to proceed.

The actual cost of our advice and services will vary depending on the extent of the advice you ask us to provide. To provide a guide, the following are estimates of our fees.

LIMITED ADVICE                      

$660 - $1,870

This fee applies where the advice is scoped to include recommendations on a single area. It includes advice in any one of the areas outlined below:

  • Insurance
  • Debt management/consolidation
  • Budgeting and cash flow
  • Investments
  • Super consolidation and review
  • Super maximisation strategies
  • Retirement needs analysis
  • Corporate super plan
  • Business insurance and/or
  • UK pension transfers

COMPREHENSIVE ADVICE                                      

$1,870 - $4,000

This fee applies where more comprehensive and advanced financial planning strategies are involved. It can include a single, more complex strategy; a combination of the strategies outlined in the Limited Advice category above or, it may apply to:

  • Transition to retirement
  • Margin lending strategies
  • Debt recycling
  • Investment advice with exposure to a portfolio of direct equities
  • Centrelink maximisation strategies and/or
  • A combination of the strategies outlined in the Limited Advice area
  •  

SPECIALISED ADVICE                                                               

Starting from $4,000

This fee applies to complex and comprehensive areas of advice. The fee for this advice applies to:

  • SMSF advice
  • Advice covering multiple entities and/or
  • Comprehensive advice which encompasses your entire financial situation
  • These prices should be used as a guide only. We will discuss your individual needs and agree our costs with you. The final cost will be based on the complexity and extent of services we agree to provide you.

 

 

ONGOING ADVICE FEES

We offer ongoing advice services as part of our client value proposition. If you choose to enter into our ongoing review program you will be charged an ongoing advice fee. These fees are calculated according to the time and resources necessary for us to be able to provide you with a specified level of service. The services provided to you in relation to the ongoing advice fee will be set out in our Terms of Engagement and your Statement of Advice and includes periodic review of your portfolio and strategy.

 

BASIC PACKAGE                                       

$660 pa

This is our bare minimum package and is designed to cover costs associated with the administration of insurance, investment and superannuation funds. This package is designed for clients who currently don’t require a high level of service.

This package includes:

  • Biennial review of your portfolio and insurance
  • Telephone access to your adviser for enquiries regarding your policies
  • Administration of your policies and portfolio

Any additional advice is subject to the fees outlined in our fee schedule. We will agree all additional costs with you prior to you incurring them.

This level of service is not recommended for clients who have received Comprehensive or Specialised advice.

 

STANDARD PACKAGE                                              

From $990pa

This package includes:

  • An offer of an annual review to discuss the outcomes of the previous year and to determine ongoing suitability of the current strategy to ensure your needs and objectives are being met
  • Annual investment report detailing how your portfolio has performed over the previous 12 months (provided at meeting)
  • Administration of your policies and portfolio
  • Regular communications from our office

This package is recommended for clients that require an annual meeting with their adviser.

PREMIUM PACKAGE                                                

From $2,200pa

This package includes:

  • 6 monthly review of your Transition to Retirement strategy
  • Annual review of your portfolio and insurances
  • Exclusive access to your Financial Adviser with any queries in relation to your financial and lifestyle situation, and to assist in consideration of financial decisions before they arise
  • Administration of your policies and portfolio
  • Assistance with Centrelink as required
  • Liaise with your accountant regarding tax strategies as required.
  • Regular communications from our office

The premium package is recommended for advice areas including:

  • Transition to Retirement strategy
  • SMSF advice
  • Advice covering multiple entities and/or
  • Comprehensive advice which encompasses your entire financial situation

The services provided to you in relation to the ongoing advice fee will be set out in our Terms of Engagement and your Statement of Advice and includes periodic review of your portfolio and strategy.

 

Other services

Where other consultancy services are provided, we will charge an hourly rate. We will provide an estimate and obtain your agreement before proceeding with these services.

Our current hourly rate is $220.

Changes to fees

Inflation and rising costs may compel us to increase our charges. We review our costs on an annual basis and will confirm your ongoing service fees at your annual review. You will be given 30 days notice of any change in our fee rates.

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