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Take control of your super

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Getting your super sorted

Retirement may seem like a long way off, but putting money into super now is still a tax effective way to invest your money. That's because some types of contributions you make and the investment earnings on those contributions, are taxed at concessional rates.

Not only is super a tax effective way of saving and investing, but you can benefit from the effects of compounding returns.

Common questions to consider

Some questions you may wish to consider include:

  • When should I start contributing?
  • Should I salary sacrifice?
  • Are there benefits if I contribute for my spouse?
  • Are there benefits in consolidating my super funds?
  • How can I check whether I have any lost super?
  • When should I think about topping up my superannuation?
  • Can I take advantage of the Government's co-contributions?

How we can help

We can:

  • Review the performance of your current super fund in relation to your goals
  • Make recommendations based on your goals and circumstances.
  • Recommend alternative fund providers - superannuation products.
  • Review any insurance opportunities including buying insurance through your superannuation fund.

What to do next

If you want us to help you get your super sorted contact us today.

Super choice

Many Australians are now free to choose their own superannuation funds instead of automatically becoming members of their employer fund. This is known as super choice, or choice of fund.

But what does it really mean for you and what difference does it make?

Common questions to consider

Some questions you may wish to consider include:

  • What is a choice of fund?
  • Am I eligible to choose my super fund? If so, what do I do?
  • What is a 'default' fund?
  • What happens if my employer doesn't make contributions to the fund I choose?
  • What happens if I don't make a choice or make an invalid choice?
  • When will my employer start making payments into my Choice Fund?
  • Can my employer reject my choice of super fund?
  • How often can I switch to another super fund?

How we can help

We can:

  • Advise if choice of superannuation fund laws affect you.
  • Review the performance of your current superannuation
  • Make recommendations about your super arrangements, based on your goals and circumstances.
  • Recommend alternative fund providers - superannuation products.
  • Review any insurance opportunities including buying insurance through your superannuation fund.

What to do next

If you want us to help you get your super sorted contact us today.

 

Disclaimer:

This website contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information.


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